If you're looking for Mint, it's important to know upfront: Intuit shut it down on March 23, 2024, migrating users to Credit Karma — which tracks spending but doesn't do monthly category budgeting. Any guide still recommending Mint is describing a product that no longer exists.
What's Actually Available Now
Monarch Money has emerged as the leading Mint successor, with the most former-Mint-user migration of any alternative — $99.99/year or $14.99/month, with a one-week free trial. YNAB (You Need a Budget) takes a different, more hands-on approach — zero-based budgeting where every dollar gets assigned a job — at $109/year or $14.99/month. Quicken Simplifi is current, and specifically strong for savings-goal tracking with unlimited goal monitoring.
Worth knowing: Most alternatives now cost $95-$110/year — the free, ad-supported model Mint used is largely gone from the major players. Before paying for any of them, check whether your own bank's app already offers adequate categorization and tracking; many major banks have meaningfully improved their built-in tools since Mint's shutdown pushed more competition into the space.
The Former Mint User Wanting a Similar Experience: Monarch Money is the most direct successor in interface and feature set — the most common migration path.
Someone Wanting Stricter, More Intentional Budgeting: YNAB's zero-based approach (assigning every dollar a job before spending it) is a different philosophy than simple expense tracking — worth it specifically if passive tracking hasn't worked for you.
Pick a Currently-Supported App
- Confirm any app you're considering is still actively maintained — verify via its own current website, not an old review.
- Try the free trial before committing to an annual plan.
- Check your own bank's app first — built-in tools have improved significantly since 2024.
See how to track expenses for the underlying system these apps are meant to support.
