- Title:
- Senior Financial Editor & Writer
- Education:
- Harvard College — B.A. in History & Literature · New York University — M.A. in Costume Studies
- Expertise:
- Personal Finance, Wealth Management, Investing, Business, Real Estate, Taxes, Credit, Insurance, Retirement, Financial Literacy
- Has published 6 articles for Imperialpedia.
- Holds Harvard College — B.A. in History & Literature and New York University — M.A. in Costume Studies.
- Covers Personal Finance, Wealth Management, Investing, Business, Real Estate, Taxes for Imperialpedia.
- B.A., M.A.
Experience
Troy Segal is an editor and writer with more than 20 years of experience covering personal finance, wealth management, and business from the consumer’s perspective. Her work focuses on helping readers understand complex financial topics, including investing, taxes, real estate, credit, insurance, and money management. During her years at Business Week, Segal co-founded the publication’s "Personal Business" section, which covered financial and consumer-affairs topics from the individual’s point of view. She later served as editor of the Social Issues department, overseeing coverage of education, health care, and workplace issues. Segal has also worked in financial publishing, including editing for InvestmentNews. Her writing and editorial experience extends to end-of-life legal and financial issues, as well as a broad range of lifestyle and consumer topics. Earlier in her career, Segal served as senior editor of Zagat Survey and Where New York and as deputy editor of Women’s Wear Daily. She has edited a range of publications and guides, including Zagat Guides, the Opinionated Guide to Dining, and TONY Awards program books. Segal earned a bachelor’s degree in History and Literature from Harvard College and a master’s degree in Costume Studies from New York University.
Education
Troy holds Harvard College — B.A. in History & Literature and New York University — M.A. in Costume Studies.
About Imperialpedia
Imperialpedia helps readers understand personal finance, investing, and markets. Every published article names a writer, an editorial reviewer, and a fact-checker, and claims are checked against primary sources before publication. Learn more in our editorial policy and fact-checking policy.
Full Archive
Latest From Troy
6 articles

There is no single best credit card — only the best card for your situation. Here is a practical framework for matching a card to how you actually spend.
By Troy Segal

Interest and fees on a credit card follow published, calculable rules. Here is how APR actually applies, and which fees are worth watching closely.
By Troy Segal

How you use a credit card shapes your credit score every month. Here is how utilization and payment history actually work, and how to keep both in good shape.
By Troy Segal

Cash back, points, and miles all work differently under the hood. Here is how each reward type actually functions and how to tell if it’s worth it for you.
By Troy Segal

Before choosing rewards or worrying about interest, it helps to understand the actual mechanics of a credit card. Here is how the billing cycle really works.
By Troy Segal

A credit card can be one of the most useful financial tools you own, or one of the most expensive mistakes. This guide explains how credit cards actually work and how to use one well.
By Troy Segal