Nathan Reiff is a conductor, educator, vocalist, and financial writer whose professional work spans music, education, and financial publishing. He has written about investing, trading, exchange-traded funds (ETFs), cryptocurrency, and alternative investments. Reiff has an extensive background in choral conducting and music education. He has worked with ensembles including the Yale Glee Club, Yale Camerata, Young People’s Chorus of New York City, and Ann Arbor Cantata Singers. He served as Resident Conductor of the Harvard Glee Club and as a faculty member at Boston Conservatory at Berklee, where he taught choral studies and conducted student ensembles. He holds a Bachelor of Arts in Music from Yale University, a Master of Music in Choral Conducting from the University of Michigan, and a Doctor of Musical Arts in Choral Conducting from Yale University. In addition to his work as a conductor and educator, Reiff has contributed financial writing on topics including investing, trading, ETFs, cryptocurrency, and alternative investments. His interdisciplinary career combines expertise in music, education, communication, and financial topics.
Nathan holds Yale University — B.A. in Music, D.M.A. in Choral Conducting, and University of Michigan — M.M. in Choral Conducting.
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The bid is the highest price a buyer will pay, the ask is the lowest price a seller will accept, and the gap between them — the spread — quietly affects every trade.
By Nathan Reiff

Kids rarely fit into a tidy budget category. Here is how to plan for the real, shifting cost of raising a family, age by age.
By Nathan Reiff