Budgeting Basics
Annual Budget Planning: A Step-by-Step Guide
July 16, 2026 · 1 min readA monthly budget catches everyday spending. It rarely catches the insurance premium due in October. Here is how to plan an entire year at once.
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IMPERIALPEDIA DOSSIER
AUTHOR CREDENTIALS & VERIFICATION
- TITLE:
- Financial Writer & Editor
- EDUCATION:
- Seton Hall University — B.A. in Journalism · The New School, Milano School of Policy, Management, and Environment — Master’s Degree
- EXPERTISE:
- Financial Journalism, Fintech, Personal Finance, Investing, Financial Markets, Business, Content Strategy, Publishing, Media Analytics
EDITORIAL HIGHLIGHTS
- 01.Has published 1 article for Imperialpedia.
- 02.Holds Seton Hall University — B.A. in Journalism and The New School, Milano School of Policy, Management, and Environment — Master’s Degree.
- 03.Covers Financial Journalism, Fintech, Personal Finance, Investing, Financial Markets, Business for Imperialpedia.
BIOGRAPHY & EXPERIENCE
Nick Lioudis is a journalist, writer, multimedia professional, and content strategist with more than 10 years of experience covering business, finance, and a range of economic and social topics. His journalism has appeared in national and regional publications including amNY, The Star-Ledger, Morristown Daily Record, Honeysuckle Magazine, Nonprofit News, and Emerging Manager Monthly. He previously served as deputy editor of Financial Investment News, a publication focused on institutional investors, and has also worked in fintech as a content manager for Bread, a New York-based company providing consumer lending solutions. Lioudis currently works as a content manager at Chartbeat, a technology company providing data and analytics to publishers. His work combines journalism, financial content, digital publishing, and audience analytics. He is particularly interested in making complex financial information accessible and useful to a broad audience. His professional interests include financial literacy, fintech, investing, personal finance, financial markets, and the evolving relationship between technology and financial services. Lioudis earned a Bachelor of Arts in Journalism from Seton Hall University and a master’s degree from the Milano School of Policy, Management, and Environment at The New School.
EDITORIAL INTEGRITY
Imperialpedia helps readers understand personal finance, investing, and markets. Every published article names a writer, an editorial reviewer, and a fact-checker, and claims are checked against primary sources before publication. Learn more in our editorial policy →
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IMPERIALPEDIA ARCHIVE
1 ARTICLES PUBLISHEDLATEST ARTICLES BY NICK