- Title:
- Chief Executive Officer, Blue Ocean Global Wealth
- Education:
- B.S. in Finance, University of Maryland, College Park · B.A. in East Asian Language and Japanese Literature, University of Maryland, College Park · studied at Keio University, Tokyo, Japan
- Expertise:
- Financial Planning, Personal Finance, Retirement Planning, Student Loans, Investing, Retirement Income, Divorce Financial Planning
- Has published 6 articles for Imperialpedia.
- Holds B.S. in Finance, University of Maryland, College Park, B.A. in East Asian Language and Japanese Literature, University of Maryland, College Park, and studied at Keio University, Tokyo, Japan.
- Certified in CERTIFIED FINANCIAL PLANNER™ professional (CFP®), Chartered Retirement Planning Counselor℠ (CRPC®), Retirement Income Certified Professional® (RICP®), and Certified Divorce Financial Analyst (CDFA®).
- Covers Financial Planning, Personal Finance, Retirement Planning, Student Loans, Investing, Retirement Income for Imperialpedia.
- CFP®; CRPC®; RICP®; CDFA®
Experience
Marguerita M. Cheng is the Chief Executive Officer and co-founder of Blue Ocean Global Wealth. She is a Certified Financial Planner™ professional with extensive experience in financial planning, retirement planning, personal finance, investing, and student loans. Before co-founding Blue Ocean Global Wealth, Marguerita worked as a Financial Advisor at Ameriprise Financial and as an Analyst and Editor at Towa Securities in Tokyo, Japan. She serves on the Board of Directors of the Association for Divorce Financial Planners and has been recognized on imperialpedia’s 100 Top Financial Advisors list every year since 2017. Marguerita is also a CFP Board Ambassador and contributes to financial education and policy discussions. She is a regular columnist for Kiplinger and has served in leadership roles with the Financial Planning Association and CFP Board.
Education
Marguerita holds B.S. in Finance, University of Maryland, College Park, B.A. in East Asian Language and Japanese Literature, University of Maryland, College Park, and studied at Keio University, Tokyo, Japan.
About Imperialpedia
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Full Archive
Latest From Marguerita
6 articles
Your retirement portfolio should evolve with you. Here is a practical framework for building and adjusting it over time.
By Marguerita M. Cheng
These retirement planning mistakes are avoidable once you know to watch for them. Here is what to avoid at every stage.
By Marguerita M. Cheng
Saving for retirement is only half the equation. Here is how to turn savings into a reliable income stream that lasts.
By Marguerita M. Cheng
Compound interest is retirement savings’ greatest ally. Here is why starting early matters more than almost any other factor.
By Marguerita M. Cheng
There is no single magic number for retirement. Here is how to estimate a realistic target based on your own situation.
By Marguerita M. Cheng
Retirement planning is a long-term project with a few core principles. Here is everything you need to build a secure retirement plan.
By Marguerita M. Cheng